What benefits does workers' compensation cover?

Workers' compensation is a form of insurance designed to provide financial support and medical care for employees who suffer job-related injuries or illnesses. The primary benefit covered under this insurance is the medical expenses incurred due to a work-related injury. This includes costs such as hospital bills, medications, physical therapy, and any necessary medical equipment.

By focusing on medical expenses for job-related injuries, workers' compensation ensures that employees receive the necessary medical treatment without facing financial hardship due to their inability to pay for care. This benefit is crucial in helping workers recover and return to work as soon as possible.

In contrast, the other options offered do not reflect the core purpose of workers' compensation. Job training can be part of a broader rehabilitation program but is not guaranteed under workers' compensation. Salary for unemployment and retirement benefits fall outside the scope of workers' compensation and are typically covered under different types of insurance or benefits programs.